Terrell Homes under $400,000

Terrell Homes under $400,000

Welcome to Terrell, North Carolina, a charming community nestled in the heart of Catawba County. Known for its picturesque landscapes and friendly atmosphere, Terrell offers a perfect blend of small-town charm and modern conveniences. With its proximity to Lake Norman, residents enjoy a wealth of outdoor activities, from boating and fishing to hiking and picnicking, making it an ideal place for families and nature enthusiasts alike.

In Terrell, you’ll find a variety of homes under $400,000, making it an attractive option for first-time homebuyers, growing families, or anyone looking to enjoy the tranquility of lakeside living without breaking the bank. These homes often feature spacious yards, modern amenities, and the opportunity to customize your living space to suit your unique style. Whether you’re searching for a cozy ranch-style home or a charming two-story residence, Terrell has something for everyone.

The local community is vibrant and welcoming, with a strong sense of pride among residents. Enjoy community events, local markets, and the charming shops and eateries that line the streets. Plus, with easy access to major highways, you’re just a short drive away from the bustling cities of Charlotte and Hickory, offering even more opportunities for work and play.

Discover the beauty and warmth of Terrell, NC, where affordable homes and a close-knit community await you. Embrace the lifestyle you’ve always dreamed of in this idyllic lakeside town!

Newest Terrell Homes under $400,000

8186 Sheffield Drive, Terrell
$274,000
3 Beds ⋅ 3 Baths ⋅ 4431106 MLS
Enjoy the feel of new construction without the price tag or wait! This beautifully maintained, move-in-ready townhome in the desirable Townes at Sherrills Ford offers 3 bedrooms, 2.5 baths, and 1,638 square feet of comfortable, inviting living space. Luxury vinyl plank flooring flows throughout the main level, where a spacious living room opens to a kitchen made for gathering. A large island with bar seating, granite countertops, stainless steel appliances, a gas range, subway tile backsplash, and abundant cabinetry blend style with everyday convenience. A breakfast area, pantry with custom shelving, and half bath complete the main floor. Upstairs, unwind in the generously sized primary suite featuring a large walk-in closet with custom built-ins and a private bath with dual sinks and an oversized shower. Two additional bedrooms—including one with a custom closet—provide thoughtful storage and flexible space. A full bath and conveniently located laundry complete the upper level. Start your morning with coffee on the covered front porch, or spend an evening relaxing on the oversized rear patio with room for outdoor dining, grilling, and entertaining. An attached one-car garage and driveway parking for two additional vehicles add convenience. Community amenities include a pool, cabana, walking trails, and sidewalks. Grocery shopping, Starbucks, restaurants, and more are within walking distance, while nearby Lake Norman offers parks, marinas, waterfront dining, boat access, and rentals. Whether you’re enjoying a quiet evening at home or heading out for a day on the lake, this townhome puts it all within easy reach!

8186 Sheffield Drive, Terrell

Listing courtesy of Keller Williams South Park. bmcgowan@kw.com
8091 Sheffield Drive, Terrell
$296,000
3 Beds ⋅ 3 Baths ⋅ 4430265 MLS
Welcome to 8091 Sheffield Drive, a 3BR/2.5BA end-unit townhome redefining move-in-ready luxury. Located in Highly Sought after The Townes at Sherrills Ford, tucked at the end of a quiet cul-de-sac on a premium lot, this property offers single-family privacy with a huge side yard adjacent to a community common area and steps from the walking trail. This home features extensive pre-construction choices and custom updates. The main level welcomes you with an open-concept floor plan and upgraded Luxury Vinyl Plank flooring. The chef's kitchen boasts upgraded cabinetry and hardware, a custom tile backsplash, pendant lighting, a feature chandelier, a designer faucet, a high-end Samsung side-by-side refrigerator, and an upgraded gas stove/range setup. A custom staircase transformation converts standard steps into matching Cap-A-Tread hardwood steps, leading to pristine carpet upstairs. Storage is abundant and maximizes every square inch. A deep under-stair closet keeps the downstairs clutter-free. Upstairs, the spacious primary suite serves as a retreat with a huge walk-in closet, while the secondary bedrooms feature very large closets. Every bathroom is meticulously elevated. The primary features upgraded vanity lighting, Delta stainless faucets, Uttermost designer mirrors, and custom hardware. The guest bathroom shines with upgraded dual vanities, modern lighting, custom mirrors, and high-tech Kohler touchless faucets. The main-level powder room is fully refreshed with a new light fixture, designer mirror, and premium faucet. Upgraded grout sealing was added across all full bathrooms for low-maintenance cleaning. Turnkey infrastructure upgrades continue throughout the upscale Elevation E architectural plan. The home is outfitted with custom 2-inch white blinds, a built-in wall termite control system, and an insulated Larson front storm door. The finished garage features a professionally painted, epoxy-shielded floor, an automatic opener, and dual remotes. The property is tech-ready with a ground cable for instant high-speed fiber internet and a fully installed CPI Security system. Enjoy ultimate convenience with full smart-home integration, allowing you to control the HVAC, lighting smart switches, front door lock, and garage door right from your phone. Leave chores behind with a low-maintenance lifestyle covering lawn care, weekly trash, and recycling. Relax by the community pool and cabana, or use walking trails right outside your yard for an easy stroll to local restaurants, grocery stores, and healthcare. Outdoor enthusiasts are minutes from the 606-acre Mountain Creek Park on Lake Norman, offering 20 miles of trails, a kayak launch, pickleball, and a dog park. Situated right off Highway 16, your commute to Denver, Charlotte, Mooresville, or Hickory is quick and traffic-light-free. Perfect for primary buyers or investors! Builder structural warranty in place until 11/2031.... ~ Schedule Your Private Your Now ~

8091 Sheffield Drive, Terrell

Listing courtesy of 7 Star Realty LLC. 704-430-6717
8204 Mccormick Street, Terrell
$375,000
3 Beds ⋅ 2 Baths ⋅ 4427397 MLS
Welcome to 8204 McCormick Street! Built in 2023 and offering approximately 2,052 sq. ft., this beautifully maintained 3-bedroom, 2-bath home combines an open-concept design with the convenience of primarily one-level living. Step inside to a bright, spacious interior where vaulted ceilings enhance the open living, dining, and kitchen areas. The kitchen is the centerpiece of the home, featuring white cabinetry, quartz countertops, tile backsplash, stainless steel appliances, recessed lighting, and an oversized island with additional prep and seating space. The main-level primary suite offers a spacious bedroom, walk-in closet, and private bath featuring dual vanities and a large tiled walk-in shower. Two additional bedrooms and a second full bath are also located on the main level, along with a dedicated laundry room. Upstairs, a large bonus room provides over 300 additional square feet of flexible living space—ideal for a media room, home office, recreation room, or additional lounge. Outside, the covered front porch creates an inviting place to relax, while the backyard offers a wooded backdrop for added privacy. Additional highlights include a two-car garage and low-maintenance, move-in-ready condition. Located in Villas at Sherrills Ford with access to the community pool and convenient to Lake Norman, shopping, dining, and everyday amenities. Modern finishes, a fantastic open layout, main-level bedrooms, and a versatile upstairs bonus room make 8204 McCormick Street one you won't want to miss.

8204 Mccormick Street, Terrell

Listing courtesy of EXP Realty LLC Mooresville. sccuster12@gmail.com
4130 Cascade Street, Terrell
$289,990
3 Beds ⋅ 2 Baths ⋅ 4418560 MLS
Welcome to 4130 Cascade Street, where a full renovation meets the Lake Norman lifestyle. Enjoy beautiful lake views and a location just minutes from The Villages at Sherrills Ford, offering convenient access to shopping, dining, everyday amenities, and everything the growing Sherrills Ford area has to offer. Lake Norman access, marinas, and recreation are also nearby, making it easy to enjoy life on the water. Inside, the home has been thoughtfully renovated with upgrades and custom details throughout. The kitchen features leathered granite countertops, updated lighting, and built-in shelving that adds both character and functionality. Both bathrooms have been completely refreshed with new tile work, vanities, fixtures, and additional built-in storage. Carefully selected finishes, upgraded light fixtures, and custom touches throughout give the home a polished feel while maintaining a comfortable, inviting atmosphere. With Lake Norman views, a beautifully updated interior, and a convenient location close to the area's growing list of amenities, this home offers the perfect combination of style, location, and lake living. Agent has interest in the property.

4130 Cascade Street, Terrell

Listing courtesy of Tyson Sold. nick@tysonsold.com
8159 Mccormick Street, Terrell
$339,900
3 Beds ⋅ 2 Baths ⋅ 4416145 MLS
Welcome to this charming 3 bedroom, 2 bath home offering a bright, open floor plan perfect for modern living. The heart of the home is a stunning white kitchen featuring a large center island, sleek countertops, and stylish pendant lighting, flowing seamlessly into the spacious living and dining areas with rich wood-look flooring throughout the main level. Large windows fill the home with natural light. The well-appointed bathrooms include a walk-in shower and a beautifully finished vanity with granite countertops, and a convenient walk-in closet adds extra storage. Step outside to a peaceful backyard with scenic views, ideal for relaxing or entertaining. Move-in ready and thoughtfully designed, this home is a must-see. Home comes with a 100 day home warranty included with Buyer activation.

8159 Mccormick Street, Terrell

Listing courtesy of OfferPad Brokerage LLC. contracts@offerpad.com
8139 Sheffield Drive, Terrell
$265,000
3 Beds ⋅ 3 Baths ⋅ 4412240 MLS
Welcome to this move-in-ready 3-bedroom, 2.5-bath townhouse in the desirable Townes at Sherrills Ford community! Freshly painted throughout, this home offers a bright, clean, and inviting interior with an open and functional floor plan, spacious living areas, a modern kitchen, and comfortable bedrooms designed for everyday living. Enjoy a low-maintenance lifestyle with access to the community pool, perfect for relaxing during the warmer months. Conveniently located near shopping, dining, Lake Norman, Mountain Creek Park, and nearby marinas, you'll have easy access to boating, hiking, fishing, and a variety of outdoor recreational activities. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this home offers the perfect combination of comfort, convenience, and location. Don't miss the opportunity to make it yours!

8139 Sheffield Drive, Terrell

Listing courtesy of Prime Real Estate Advisors LLC. sanjay.p.realtor@gmail.com
Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

The data relating to real estate for sale or rent on this web site comes in part from the IDX program of the HCMLS. Real estate listings held by brokerage firms other than our company are marked with the HCIDX mark and the information about them includes the name of the listing broker. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or renting. Information is deemed reliable but not guaranteed.

How much is your home worth?

Get instant property value now!