Concord Homes under $400,000

Concord Homes under $400,000

Welcome to Concord, North Carolina—a vibrant city that perfectly blends southern charm with modern conveniences. Nestled in Cabarrus County, Concord is not just a place to live; it’s a community where families thrive and individuals find their niche. With its rich history, thriving local economy, and an array of recreational activities, Concord is an ideal spot for anyone looking to call North Carolina home.

One of the most appealing aspects of Concord is its diverse housing market, particularly for those seeking homes under $400,000. Here, you’ll discover a variety of options that cater to different lifestyles and preferences. From cozy bungalows to spacious family homes, each property offers its own unique character while remaining affordable. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, Concord has something to suit your needs.

In addition to affordable housing, Concord boasts an array of amenities. Enjoy shopping at the Concord Mills, explore the historic downtown area, or take advantage of the numerous parks and recreational facilities. With an excellent school system and a strong sense of community, it’s no wonder that Concord is consistently ranked among the best places to live in North Carolina.

If you’re ready to find your dream home in a city that offers both charm and convenience, look no further than Concord. With homes under $400,000, you can enjoy the best of both worlds—affordability and a vibrant lifestyle. Come and discover what makes Concord a wonderful place to call home!

Newest Concord Homes under $400,000

2281 Munsen Road, Concord
$274,500
3 Beds ⋅ 2 Baths ⋅ 1239364 MLS
Well maintained dwelling on over a hapf acre, tucked away in a quiet, Mount Pleasant Township. Concord address, Mount Pleasant schools, No city taxes paid, No HOA, Three Bed, Two Bath, One full/One half in Primary. (HVAC, Floors, Range, Kitchen faucet, Toilets, Additional structural columns/piers) 2026, Vapor Barrier 2025, Septic emptied 2022, Home effectively built 1994. 45 Min - Uptown Charlotte. Fenced in back yard, firepit, and multiple out buildings for storage or workshop. Attached carport, and a detached carport. Remote opportunity, AVM of 268k from a 2025 assessment. Many key components that have been updated this year. With the serenity of tall mature trees buffering the back of this parcel, you have plenty of privacy to enjoy your new Home. Washer, Dryer, Refrigerator, Microwave, Toaster Oven Convey. Ps. Walking distance from the Historic Spring to fill your cup, if your into that kind of thing. BONUS: Radon, Septic, Well Reports received from 10/2026, all in good shape.

2281 Munsen Road, Concord

Listing courtesy of Call It Closed International Realty. Contact:

7650 Rocky River Road, Concord
$399,500
3 Beds ⋅ 2 Baths ⋅ 4435626 MLS
Great Harrisburg area home situated on 3.033 Acres located in the Harrisburg Hickory Ridge High School District. Located out in the Country / NO Neighborhood / Situated Far back from the road - Great Privacy. Master bedroom on 1st Floor. Nice kitchen with dining area & atrium doors that overlook backyard. Great Room has wood burning fireplace. Upstairs has 2 additional bedrooms + walk-in attic (could be finished into 4th bedroom/bonus room. $$$$$ Current appraisal just completed - value established at $455,000. $$$$$ Great equity, tremendous privacy & NO HOA rules or dues. *** ADDITIONAL PHOTOS COMING SOON ***

7650 Rocky River Road, Concord

Listing courtesy of Bestway Realty. NONE
542 Camrose Ne Circle, Concord
$265,000
2 Beds ⋅ 2 Baths ⋅ 4433961 MLS
Here is a rare opportunity to own a single story condo in the desirable Oakleaf neighborhood!! Featuring 2 bedrooms, and 2 baths, this condominium offers plenty of living space and flexibility. In addition to two large bedrooms, this home has a large dining area, a screened in porch that is accessible from the primary, and a heated and cooled sunroom with closet that has endless opportunities. A brand new HVAC system was installed within the last 2 months and the single car garage provides ample space for parking and extra storage. Oakleaf offers a club house and an in-ground pool that can be enjoyed during the warmer months. The location is incredible with dining, shopping, entertainment, and medical facilities just minutes away. The Oakleaf community is an owner occupied community with no rentals allowed. Don't miss out on owning this incredible home; these opportunities don't come around often!

542 Camrose Ne Circle, Concord

Listing courtesy of Mission Realty. agentpagano@gmail.com
3716 Nw Winterberry Court, Concord
$379,900
3 Beds ⋅ 3 Baths ⋅ 4434964 MLS
Well maintained home with rocking chair front porch. Open floor plan. Great room w/fireplace that is open to sunroom that overlooks the large fenced backyard. Formal dining room. Kitchen w/granite countertops and lots of cabinets w/separate breakfast area. Primary bedroom w/trey ceiling and walk in closet and primary bath attached w/tile walk in shower. Oversized shed wa/c unit. A must see.

3716 Nw Winterberry Court, Concord

Listing courtesy of GR8REALTY4U Inc. Mark@GR8REALTY4U.com
571 Buford Sw Drive, Concord
$329,500
3 Beds ⋅ 2 Baths ⋅ 4434170 MLS
Built in 2023, this thoughtfully designed home blends modern architecture with timeless finishes and the ease of single-level living. Offering three bedrooms and two full baths, the open floor plan features vaulted ceilings, abundant natural light, attractive wood-look flooring, and clean, contemporary details throughout. The kitchen is beautifully appointed with dark cabinetry, white countertops, a geometric tile backsplash, statement range hood, brushed gold hardware, and stainless steel appliances. A generous peninsula connects the kitchen and living area, creating a comfortable space for everyday living and entertaining. The primary suite includes a private ensuite bath and walk-in closet, while two additional bedrooms and a full bath provide flexibility for guests or a home office. A conveniently located laundry closet and included appliances, including washer and dryer, make this home truly move-in ready. Outside, the distinctive exterior features a covered front entry and generous concrete driveway. Sliding glass doors open to a rear patio and spacious backyard framed by mature trees, offering an inviting setting for outdoor living. Conveniently located near Gibson Mill and downtown Concord's shopping, dining, and entertainment, this newer-construction home presents an appealing opportunity for first-time homeowners, those seeking simplified living, or investors looking to add to their portfolio. Thoughtful design, modern comfort, and a convenient Concord location.

571 Buford Sw Drive, Concord

Listing courtesy of Howard Hanna Allen Tate Lake Norman. 704-777-1917
94 Tulip Avenue, Concord
$365,000
3 Beds ⋅ 2 Baths ⋅ 4435284 MLS
Welcome to this inviting 3-bedroom, 2-full-bath home situated on a spacious 0.34-acre lot in a quiet, well-established neighborhood. The fenced backyard offers privacy and ample space for outdoor activities, while the sunroom, complete with a hot tub, provides a comfortable setting for relaxation and views of the abundant wildlife, right in your own back yard!! Inside, the kitchen features generous cabinet space and opens to the living and dining areas, creating a bright, cohesive space for entertaining family and friends. Abundant storage throughout the home provides convenience, while the property’s layout offers opportunities for personalization and future upgrades. Schedule an appointment today to explore this home.

94 Tulip Avenue, Concord

Listing courtesy of United Real Estate-Queen City. melissatallent33@gmail.com
47 Edgewood Avenue Unit #Apt. B8, Concord
$173,000
2 Beds ⋅ 2 Baths ⋅ 4434073 MLS ⋅ Edgewood Terrace BLDG.
Downtown Concord living at an approachable price! This 2 bedroom, 2 full bath second-floor condo is move-in ready and waiting for your personal touch. Unwind with a wooded view from your private balcony, a peaceful retreat just minutes from it all. Two full baths offer flexibility and privacy. Enjoy an assigned parking space right next to the building, so no long walks with groceries. Just minutes from Union Street’s shops, restaurants, breweries and events. Add a little TLC and build equity in one of Concord’s most charming areas. Opportunities like this downtown don’t last long!

47 Edgewood Avenue Unit #Apt. B8, Concord

Listing courtesy of Coldwell Banker- CK Select. emilysmith.ckselect@gmail.com
317 Kerr Nw Street, Concord
$290,000
3 Beds ⋅ 2 Baths ⋅ 4435171 MLS
Welcome to 317 Kerr St NW. This three-bedroom, two-bath, 10-room home is in a convenient Concord location, close to Downtown Concord, schools, shopping, dining, and other city amenities. Downtown Concord is less than 3 miles away. High double-hung windows bring in plenty of natural light and help the home stay comfortable throughout the seasons. Additional area provides space and flexibility for guests or a variety of uses. Front and back entrances allow convenient access to the home. The stand-up crawl space with concrete floors matches the size of the house, providing substantial additional space for storage, recreation, projects, or future possibilities. Public school drop-off and pickup are directly across the street.

317 Kerr Nw Street, Concord

Listing courtesy of Beycome Brokerage Realty LLC. 804-656-5007
60 Winecoff Nw Avenue, Concord
$240,000
3 Beds ⋅ 2 Baths ⋅ 4435029 MLS
Charming updated cottage bungalow in a convenient Concord location! Enjoy excellent curb appeal with the large covered front porch - perfect for rocking chairs, plus a warm, inviting interior featuring neutral stylish décor, laminate/wood floors, and ceiling fans throughout. The 3-bedroom, 1.5-bath home, 1,170 sq ft, includes an updated kitchen and baths, a primary suite with a large walk-in closet, and a pantry. Park under the spacious rear carport, with plenty of storage from the sheds and a deep backyard. No HOA. A must-see opportunity!

60 Winecoff Nw Avenue, Concord

Listing courtesy of S and B Real Estate LLC. jencarolinahomes@gmail.com
248 Halton Crossing Drive, Concord
$280,000
2 Beds ⋅ 3 Baths ⋅ 4434667 MLS
What if you could spend less time on home maintenance and more time enjoying the things you love? Welcome to "The Townhome Where Convenience Lives". This is a comfortable, easy living and well-maintained two-bedroom, two-and-a-half-bath townhouse in Concord! Step inside to find wood-look LVP flooring, crown molding, and decorative wall trim that adds character to the open living and dining areas. The kitchen features granite countertops, wood cabinetry, a center island with seating, and a breakfast bar overlooking the dining area, making it easy to stay connected whether you're cooking, entertaining, or enjoying a quiet evening at home. Upstairs there are two spacious bedrooms offering comfort and privacy for you and your guests. There are double primary bedrooms in this home where one features a vaulted ceiling, a convenient desk nook, and ensuite and generous closet space, while the main-primary bedroom offers plenty of natural light, dual closets and a spacious ensuite with granite countertops and water closet. There's everyday convenience with the laundry being on the second level with stackable washer and dryer which stays with the home. Outside, your patio provides a spot for morning coffee or unwinding after a busy day. Best of all, the HOA handles exterior maintenance and lawn care, leaving you with more time to enjoy life beyond your front door. Nearby is the Charlotte Motor Speedway, shopping, restaurants, and everyday conveniences, along with interstate access that makes traveling to Charlotte and surrounding areas easy. Whether you're looking to simplify your lifestyle or just want a home that offers comfort without the extra upkeep, this townhouse deserves a closer look. LOCATION & PRICE, Oh so NICE! Schedule your private showing today!

248 Halton Crossing Drive, Concord

Listing courtesy of Keller Williams Unlimited. joslyn@joslynsellsrealestate.com
851 Old Charlotte Road, Concord
$300,000
3 Beds ⋅ 2 Baths ⋅ 4434196 MLS
Welcome to this beautifully updated ranch-style home located at 851 Old Charlotte Road, Concord, NC! Offering 3 bedrooms and 2 full bathrooms, this home provides comfortable living, updates, and additonal features to meet a variety of needs. The kitchen features granite countertops, while the sunroom provides the perfect space to relax, or entertain guests. Recent updates include, a new roof installed approximately three years old, double-hung windows installed August 2025 with a transferable 10-year warranty, updated gutter system completed in August 2025, New HVAC system installed June 2026,Sump pump was replaced May 2026, and the crawl space is insulated .The rear entrance has an accessibility ramp that features spacious landings with room for seating, offering added convenience and flexibility. This is a great opportunity to enjoy comfortable living in the Concord area.

851 Old Charlotte Road, Concord

Listing courtesy of Coldwell Banker Realty. charlenedbuchanan@outlook.com
391 Brief Sw Avenue, Concord
$305,000
3 Beds ⋅ 2 Baths ⋅ 4434848 MLS
Impeccable NEW CONSTRUCTION Near Downtown Concord! $10,000 in concessions toward closing costs. Bring the right offer and drive away in a 1957 Classic Ford Pickup - Parked in the garage and the seller's willing to include it! Fall in love with this modern home featuring an open floor plan, luxury vinyl plank flooring, stainless steel appliances, a walk-in pantry with custom shelving, and a spacious mudroom with built-in storage. Enjoy direct garage access to the mudroom and a laundry room with additional cabinets and shelving. The elegant primary suite offers pocket doors, a huge walk-in closet, a custom-tiled shower, and dual vanities. Outside, enjoy a fully fenced backyard with a private patio and a large, flat green space on the left—perfect for additional parking, a fire pit, or a garden. Prime location: 3 minutes to the newly renovated Marvin Caldwell Park, minutes to downtown Concord, and approximately 20 minutes to Charlotte!

391 Brief Sw Avenue, Concord

Listing courtesy of NorthGroup Real Estate LLC. legacywithanabel@gmail.com
Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated:

The data relating to real estate for sale or rent on this web site comes in part from the IDX program of the HCMLS. Real estate listings held by brokerage firms other than our company are marked with the HCIDX mark and the information about them includes the name of the listing broker. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or renting. Information is deemed reliable but not guaranteed.

How much is your home worth?

Get instant property value now!